Open the legal basis for your data
This notice applies to the data we handle through chumba and the request paths tied to your account. Where local law in India gives you a right to access, correct, or object to certain use, we follow that rule first. Where local law limits a request,
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we keep the record only for the period needed to run the service, answer disputes, and meet tax or audit duties. If you use UPI, Paytm, or PhonePe, we may keep the reference, amount, and time for reconciliation and security. We do not sell your data,
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and any sharing happens only with service partners who need it to host, verify, or move payments. We also apply the same limits to cookie data and device logs, so collection stays tied to purpose.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.